Proarth Consultants Privacy Policy & General Terms

1. Privacy Policy

Proarth Consultants Private Limited respects the privacy of businesses and individuals who engage with us. We are a professional Machine Loan Consultancy and Direct Selling Agent (DSA) operating on a PAN-India basis. Our data collection is minimal, transparent, and strictly limited to business and loan facilitation purposes.

1.1 Information We Collect

We do not collect personal data through user accounts or automated forms on our website. Information is collected only when you voluntarily engage with us for machine loan consultation or financing services.

• Business Information: Company name, business structure, industry type, and location.
• Contact Details: Authorized contact person’s name, work email, mobile number, and designation.
• Financial & Loan Information: Details required for loan assessment such as machine quotations, financial summaries, and business credentials shared directly with us.

1.2 Use of Information

The information collected is used strictly for:

• Evaluating eligibility for machine loans and financing.
• Structuring loan proposals and documentation.
• Coordinating with banks, NBFCs, and financial institutions on your behalf.
• Communicating updates related to loan processing and approvals.

1.3 Data Sharing & Confidentiality

• We do not sell, rent, or trade your data to third parties.
• Information is shared only with relevant Banks, NBFCs, or financial partners strictly for loan processing purposes.
• All shared data is handled confidentially and on a need-to-know basis.

1.4 Cookies & Website Analytics

Our website may use basic cookies or analytics tools to understand general visitor behavior and improve website performance. These do not personally identify individual users.

1.5 Contact Information

For any privacy-related questions or concerns, you may contact us:

• Phone: +919765295539 / 7774082333
• Email: proarth.2022@gmail.com / akram.pathan84@gmail.com

2. General Terms & Conditions

2.1 Nature of Services

• Proarth Consultants acts as a Machine Loan Consultant and DSA, facilitating financing through banks and NBFCs.
• Loan approval, interest rates, tenure, and final terms are solely at the discretion of the respective lender.

2.2 No Guarantee of Approval

• While we strive to maximize approval chances, we do not guarantee loan sanction or specific terms.
• Decisions are based on lender policies, credit assessment, and documentation accuracy.

2.3 Limitation of Liability

• Proarth shall not be liable for delays, rejections, or changes in loan terms by lenders.
• We are not responsible for indirect or consequential business losses arising from financing decisions.

2.4 Governing Law

These terms shall be governed by and interpreted in accordance with the laws of India. Any disputes shall be subject to the jurisdiction of Indian courts.